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Personal Insurance

Check Your Property This Fall

By September 23, 2022September 26th, 2022No Comments

Thank goodness we’ve enjoyed a spring and summer full of hot days and rain for our farmers. As our area teeters between warm and cooler temperatures with the occasional rainstorm, keep in mind that fall is officially here! Families are out for more walks, leaves are changing colors, and maybe you’ll start a few bonfires with smores! With the experience of this even more cool, glorious weather, cookouts, apple picking and Saturday hikes are in full swing before the snow comes. It also is time to address property issues that we couldn’t get to earlier in the year or maybe put off because summer was just too nice. Here’s a few things to keep in mind and double check now.

1. Check your downspouts, gutters and hose connections. Did any part of them suffer damage? This is the time to get them fixed.
2. Check your pipes! Holes or cracks? Maybe there was Winter 2021 damage you didn’t see until now. Get those bad boys fixed?
3. How’s the paint looking?! Check your outside door frames, pole barns or outbuildings to make sure there is no missing or peeling paint. If so, this is a great time for some touchups!
4. Raise that roof baby! Are there any worn, deteriorated or lifting shingles? You definitely want to address those issues as, if left unchecked, it could cause leakage down the road. If you need a new roof, get your appointment booked ASAP as roofing companies are booked at least 6 weeks out right now.
5. Check that chimney friend! Are there any portions of it crumbling? Does it need to be resealed? If you can’t get up there yourself, call a professional; safety first folks!

While these are not all that’s on the list, I believe it’s a great starting point to make sure that your property’s condition stays excellent! Monthly maintenance can help avoid a homeowners claim altogether as well. If you have any questions, give us a call and we can walk you through even more things to keep an eye on and encourage your proactiveness.