Skip to main content

Snowmobile insurance keeps you and your ride covered when you hit the snow.

Snowmobile Insurance - Close-up of a Man in Winter Attire and Goggles Riding a Snowmobile Through Snow and Trees on a Winter Day

Home » Personal Insurance » Snowmobile Insurance

Make sure you have snowmobile insurance so you can enjoy the ride when the snow falls.

Why do you need insurance for snowmobiles?

As simple as a snowmobile might seem, it produces many of the same financial risks as a car. Things like accidents, breakdowns, property damage, and injuries can arise when driving your snowmobile. That’s why snowmobile insurance is a must for your peace of mind and protection for your investment.

Coverage options to consider in your snowmobile policy.

Like auto insurance, when it comes to insuring your snowmobile, you may want to consider policies that cover liability costs if you are held responsible for a collision. This may include damage to other vehicles and property, as well as medical bills for other people. You may also get collision coverage, which covers the costs of your own snowmobile. This is important to have if you have hired or leased the snowmobile.

  Is snowmobile insurance required by law?

Snowmobile insurance is only required by law in some regions, not all. However, it’s important to still get coverage, as you would have to pay out-of-pocket for liability claims, property damage, and medical expenses.

  Can you get roadside assistance coverage?

Yes, you may be able to include roadside assistance coverage in your policy, so if you break down and need help, you may be covered for associated costs.

  What is uninsured/underinsured motorist coverage?

If an uninsured or underinsured motorist causes an auto accident when you are driving your snowmobile, uninsured/underinsured motorist coverage may compensate you for bodily injuries and lost wages.

Extra coverage for an extraordinary recreational activity.

You may also get coverage that may protect you against damage to your snowmobile from sources other than a collision, such as fire, theft, or flooding. Look for policies that cover your own equipment costs and medical bills in cases of no-fault collisions, or where the other driver is uninsured or underinsured.

Flexibility to find a snowmobile insurance policy.

When it comes to snowmobile insurance, there is a wide range of coverage options, so you may find a policy for your snowmobile. It’s important to consider protecting yourself, others, and the investment you’ve put into your ride by insuring your snowmobile.

Are you looking to find a snowmobile insurance policy that suits your needs? Contact us to go over the coverage options available for your snowmobile so you’re ready when the snow starts to fall.

How Can We Help?

Current Synergy Client

Find Your Coverage

We’re here to help you explore your coverage options.

Request Quote

Contact Synergy Insurance

Our Mishawaka, IN Office

13800 Jackson Road
Mishawaka, IN 46544

Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

Snowmobile Insurance Quote Request

"*" indicates required fields

Name
Please do not include sensitive, private information in this area.

By providing my phone number to Synergy Insurance I agree and acknowledge that Synergy Insurance may send text messages to my wireless phone number for any purpose. Message and data rates may apply. Message frequency will vary, and you will be able to opt out by replying “STOP”. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with third parties.

This field is for validation purposes and should be left unchanged.

Don’t like forms? Click here to contact us.