Fire, flooding, theft or accidental damage are unfortunate incidents that could not only damage or destroy your property, but could also devastate your business.
Whether it’s buildings, commercial vehicles or equipment, losing these assets would be a potentially critical setback for your business.
A commercial property insurance policy can protect against the cost of replacing lost or damaged property. Additionally, commercial property insurance can cover any associated losses–such as lost income–that are caused because part or all of your business is temporarily knocked out of action.
It’s worth exploring the options available to you with a business property insurance policy, as they may cover risks you hadn’t thought of. For example, some policies protect against the additional costs you face if rebuilding a damaged business facility means no longer being exempt from local building codes.
Other points to check include whether a policy covers the cost of removing debris before reconstruction begins, as well as whether the business property is covered against weather event damage while being rebuilt.
Commercial property insurance is a great way to ensure that your business’ location and assets, as well as your income, are protected. Have questions? We’re happy to help!
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As an independent agency, we offer multiple options at competitive prices.