Synergy Insurance brings you peace of mind.
Peace of mind from Synergy Insurance exists for our clients as we take a proactive stance on how to handle risk. We do this by making sure that the transfer of that risk can be handled in such a way as to protect our clients from concerns of gaps and unnecessary costs.
Synergy’s Risk Reduction Approach achieves organized risk management by providing solutions to manage ongoing risk, implement or enhance safety programs, review claim trends, and make necessary changes to give us competitive markets at renewal.
We are excited about the opportunities to more effectively serve you in managing risk and growing your business. Please contact us. We would love to talk with you more about our mission and passion for serving others.
Why Choose Us?
Our vision is to be your trusted insurance advisor by protecting you from unexpected disasters.
Our mission is to bring peace of mind to our clients, serve our communities, and develop leaders.
Our purpose is the belief that by serving people we bring honor to God.
We are guided by our core values and will not compromise for financial gain, short-term expediency, or for any other reason.
The Solution to Your Insurance Needs
Synergy Insurance offers a variety of business insurance, personal insurance, and employee benefits solutions to help you protect what matters most.
Insuring 30+ States
Headquartered in Mishawaka, IN, we are proud to serve our local communities and beyond in over 30 states across the United States. So no matter where your business is or where you live, we are here to serve you.
Every business faces risk. The level and type of risk will vary based on multiple factors including industry, size, and location, among others. Risk can never be fully eliminated, but it can be reduced.
Risk management is the practice of taking proactive steps to identify and mitigate risk. It’s a broad topic that involves many areas of a business, from personnel and technology to safety and compliance. Risk management can not only help a business identify what risks need to be insured, it can also pinpoint ways to reduce.
Staying compliant is hard. The laws for many facets of business are ever-changing. Employee handbooks can become out of date. Employment and other contracts can contain problematic language if not handled properly. Employee relations and human resources concerns can get complicated.
There are insurance coverages like employment practices liability insurance (EPLI) and directors and officers liability insurance (D&O) that can help pay for the legal costs of defending lawsuits against the business, but risk management can help shed light on areas of the business where process improvement and consistent practices could help avoid litigation.
Employees can make mistakes for a number of reasons. Sometimes, it’s simply the result of a lack of education. Some businesses may choose to skip training because they don’t have the time or resources to devote, but this can lead to mistakes and accidents.
Conducting employee training can reduce risk. For example, sexual harassment training often helps businesses avoid lawsuits. Safety training is essential to avoid workplace injuries. Many insurers will help companies provide employee training as a cost-saving measure.
The Occupational Safety and Health Administration (OSHA) sets and enforces standards aimed at ensuring the environment in which employees work is safe and healthful. Employers are required to comply with these standards and OSHA may audit workplaces to verify compliance. Employers that fail to comply can be faced with hefty fines.
Lockout/tagout, hazard communication, and powered industrial trucks standards, among others, all require specialized programs. Utilizing outside resources to create and train employees on these programs can be a cost-effective solution that ensures your business is doing everything possible to meet required standards.
If your business involves driving, you know that safety is paramount. Failure to drive safely not only endangers the lives of your employees and the general public, but it can also have costly repercussions for the business.
Increasing driver safety is a cost-effective risk management tool. Classes and seminars can be effective resources. Telematic programs allow businesses to see every move a driver makes. Driving simulators can offer hands on training for drivers of trucks, school buses, agricultural haulers, and other vehicles to prepare them for scenarios they may face out on the road.
When it comes to weather and natural disaster related losses, where your business is located impacts the kinds and level of risk it faces. Fires, hurricanes, blizzards, tornadoes, earthquakes and other events can cause major losses to your business.
While it’s impossible to control the weather, it is possible to lower the risks the weather poses. Risk management involves assessing which events are most likely and what steps a business can take to protect their building and contents, their employees, and other systems.
Technology failures can be extremely detrimental to an organization. Problems can arise from power outages or surges, cyber-attacks, or telephone and communication failures.
Understanding what risks the technology your business uses is susceptible to, the processes a tech failure could affect, and how to prevent losses from tech failures is an essential part of risk management. This can help determine the proper insurance policies that are needed, such as cyber liability, property, and business interruption coverage.
Click it. Read it. Cover it.
- Click on the hotspots.
- Discover your risks.
- Explore coverage options.
Not what you’re looking for?
Explore more interactive graphics.
Our Clients Highly Recommend Us
Check out our reviews and see why you should switch to Synergy Insurance.
“We had a wonderful experience with Synergy, they care about every detail. Synergy gives you the confidence that it will be done with exactly what we need and nothing more.”
“They are able to shop around with different companies for the best coverages and the greatest prices. I would recommend everyone to call them and ask for a quote on insurance.”
“I felt like I was in safe hands and they did everything for me and took the stress out of knowing what I needed and where I needed to go next with my insurance needs.”
The Independent Agency Advantage
What makes our independent insurance agency different?
We offer a wide variety of insurance solutions.
We are there for you in your time of need.
We are by your side every step of the way.
We are licensed insurance advisors.
We are proud partners of American Church Group of Indiana.
We are proud partners of Keystone Insurers Group.
Manage Your Policies
Already a client of Synergy Insurance? Visit our Service Center to make requests and manage your insurance.
Let's Get Started