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Personal Insurance

Misconceptions About Insurance

By August 14, 2017No Comments

There are times in our lives when there are clear cut boundaries; issues that are always black and white. Some things flow and fit together perfectly, like peanut butter and jelly, popcorn and a movie, spaghetti and meatballs, or summer time and the beach. It just makes sense, right? Of course! Then we run into messier parts of life that can still be wonderful, but aren’t as neat and tidy as we would hope. From marriage and kids, to new friends, jobs, homes, and trying to guess the Indiana weather pattern on a daily basis. We get it, life is unpredictable! Often times, the complexity and confusion of insurance can be clumped together with the frustration and unknowns of our day to day lives. Contrary to popular belief, while insurance varies from person to person, it doesn’t have to be hard; and we don’t want it to be! We want to stand beside you and partner with you as you navigate the world of insurance. Check out these three common misconceptions about insurance and what we can do to help.

  • Every insurance policy is the same.

While each policy follows a basic structure in the insurance industry, one size does not fit all when it comes to finding the right coverage for the individual. It’s extremely important to match the right product and service to each client on an individual basis. Our agency is dedicated to going over all of your needs and concerns before suggesting the policy that fits you best! We also understand that life changes, and with that, your insurance policy may need to change as well. This can be done through endorsements or re-writing your policy altogether.

  • Purchasing insurance online is always the easiest way to have coverage.

With the ever-increasing capability of technology, online billing, payments, and quote services are becoming a booming industry. While purchasing insurance online may be more convenient if you’re short on time, it may end up costing you more in the long run. Online quotes are great for a quick estimate, but social interaction is a vital part of making sure you are covered accurately. That is at the core of who we are as an agency. Speaking to a real person rather than an automated computer that only covers basic questions concerning your insurance needs, we are able to make sure there are no gaps in coverage that could lead to you paying larger out of pocket sums.

  • Insurance agencies are more expensive than going directly to an insurance carrier.

Here at Synergy Insurance Group, we thrive on relationships with our clients. It  is important for us to work with you, our clients to personalize your experience and match you with coverages that fit your lifestyle. As an independent agency, we are able to look at multiple carriers in order to find the best price and coverage for your budget. Understanding all of your options is necessary when purchasing insurance. Our agency can help you avoid the pitfalls of missing the fine print or being under-insured.

Life is full of unknowns, frustrations, but also blessings and joy. We want to make sure that insurance is one area of your life that does not cause stress, anxiety or confusion when it crosses your mind. We are committed to making you feel safe, secure and cared for when shopping for and purchasing insurance that is tailored to your needs. Don’t fall for the myths and misconceptions of insurance. Be prepared and rest assured that we are here for you!